Avicenna Medical Practitioners Takaful (AVIT)

Introducing our Medical Practitioners Takaful, a new and innovative medical malpractice takaful solution for healthcare practitioners.

Each members will now have truly comprehensive yet transportable designed to defend against allegations of medical negligence which all too often can arise when providing professional healthcare services.

With advancements in science and the ever changing healthcare landscape, it has never been more important for healthcare practitioners to protect their professional and reputational risks with medical malpractice takaful. We understand the evolving risks of today's complex healthcare industry. Through our Medical Practitioners Takaful program, we provide custom solutions to manage a spectrum of industry exposures faced by individual healthcare practitioners.

BENEFITS

Full Retrospective Cover for Participant who currently has similar and uninterrupted cover
Unlimited Run Off Cover with structured additional contribution
Medical Incident cover for loss resulting from a medical incident by the Participant in the provision of healthcare services
Legal representation at inquiry cover (up to certain sub-limit) incurred directly or in connection with Partidpant co-operating with an inquiry
Vicarious liability cover arising from any act, error or omission of any locum doctor covering the duties of the Participant in the provision of professional healthcare services for which the Participant is legally liable.
Good Samaritan Acts cover for any loss resulting from a Claim or Inquiry arising from the provision of emergency first aid services.
Defamation cover for any loss resulting from a claim for unintentional defamation by the Participant in the provision of Professional Healthcare Services
Intellectual Property Infringement cover for any loss resulting from a claim for unintentional infringement of any intellectual property right (other than patent right) by the Participant in the provision of Professional Healthcare Services
Loss of Documents cover for any loss resulting from a claim for the loss of, damage to or destruction of documents for which the Participant Is legally responsible in the provision of Professional Healthcare
Emergency Defence Costs and Legal Representation Expenses cover, in the event it is not possible for the Participant to obtain underwriter's written consent prior to the incurring of defence costs or legal representation expenses
Advancement of Defence Costs and Legal Representation Expenses cover within 30 days of receipt and approval of an invoice for such defence costs or legal representation expenses
Cyber and Privacy Infringement cover for any loss resulting from a claim or an Inquiry for any unintentional Cyber and Privacy Infringement by the Participant in the provision of professional healthcare services
Automatic Reinstatement where the limit of liability shall be automatically reinstated (once within Period of Takaful) if the aggregate limit of liability is exhausted
Personal Accident cover on Accidental Death or Permanent Total Disablement only
Aggravated Damages; additional compensation awarded to the third party